WIN A CRUISE - Enter here

Call free 0800 197 8050 We are open today between 9am and 6pm

Home / FAQ / Will A Standard Travel Insurance Policy Cover Me On A Cruise

Find Your Perfect Cruise

Will a standard travel insurance policy cover me on a cruise?

When purchasing Travel Insurance for your cruise you must declare to your insurance provider that you require cruise cover as many standard travel insurance policies do not cover this as standard

At CruiseKings we highly recommend that our customers take out adequate Cruise travel insurance. This policy should include specialist cruise cover and cover you for the full duration of your cruise holiday.

Cruises are a great way to travel, but as with any other holiday type they do still come with some risks.

There are different types of travel insurance policies so be sure to advise your insurer that you require Cruise cover as some Insurers exclude cruises under their standard policies and won’t pay out on any claims if they are incurred whilst on a cruise holiday. 

There are some Insurers which include cruises under their standard policy. This type of cover is classed as ‘standard travel insurance including cruise cover’ - so it's worth checking this with your insurer.

It is also possible to secure ‘cruise-specific’ insurance, which is similar to the above, but also includes additional cover for any events that would only ever happen on a cruise i.e. compensation if you are confined to your cabin by the ship’s doctor as a result of sickness; compensation if you miss a port that was on your itinerary due to bad weather etc. 

These types of insurance policies are widely available, however, if there is a specific reason why you do not wish to take insurance some cruise lines may still allow you to travel upon signing of a disclaimer. This is strictly at the discretion of the cruise line and not available with all Cruise Lines.

CruiseKings are an authorised Cruise Insurance supplier and can offer policies through Rush Insurance at highly competitive rates. Ask your Cruise Expert for a full quotation today by calling us on 0800 197 8050.

Award Winning Service 

Average Customer Rating: 4.9/5Independent Service Rating based on verified reviews.Read all reviews
Feefo Platinum Trusted Service Award

Excellent service from Jeanette and my 3 friends followed our advice and al

Excellent service from Jeanette - she was very helpful and happy to answer any questions I had - 3 of our friends also booked with her after I recommended her and the company

Mrs Murphy / June 2022

Thanks Jo!

Jo at CruiseKings has been very helpful on a couple of occasions, searching dates, flights etc to try get us the best deal.

Mrs Jones / June 2022

Our first holiday in 2 and a half years

Initially spoke with Naomi, was given a pricing, didn’t feel that I wanted to book there and then, wanted some time to think it over. Had a few queries rang her back, all questions answered, still felt I needed some time, when I was ready rung her back and sainted to speak to her and booked without any issues. Naomi was clear in her explanations at every stage of our conversations.

Mrs Hughes / June 2022

Read All Reviews

Speak to a Cruise Expert