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Do I need cruise travel insurance?

Cruises, like all other holiday types, come with travel risks so it is highly recommended that you take out a Cruise Travel Insurance policy to cover you for the duration of your trip.

At CruiseKings we highly recommend that you take out adequate travel insurance to cover you for the full duration of your cruise holiday.

Cruises are an exciting way to travel, but as with all forms of transportation they do come with risks.

Medical emergencies or Cancellation of voyages are rare, but will require specialist handling so it is important that you have adequate cover in the event of such a circumstance.

There are also many other less serious risks, such as losing your passport, missing the ship’s departure or being confined to your cabin due to illness which obviously disrupt the enjoyment of your holiday. Should any of these events occur, insurance will minimise the impact of this on your holiday plans, but only if you have a policy that has the correct cover.

Cruise travel insurance is widely available, however, if there is a specific reason why you do not want to take insurance some cruise lines may still allow you to travel upon signing of a disclaimer. This is strictly at the discretion of the cruise line and not available in all cases.

CruiseKings are an authorised Cruise Insurance supplier and can offer policies through Rush Insurance at highly competitive rates. Ask your Cruise Expert for a full quotation by calling us on 0800 197 8050.

What our clients say

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Average Customer Rating: 4.9/5

Best Cruise Agency to use

Always very helpful no matter what you ask even if it's something silly, always there for you - get the best deals for you. Elise has helped us get some good deals. My husband needs a mobilty scooter when we cruise it's not always easy to get accessible cabin for him but our agent Elise went through the whole year to find us a cabin. Which is greatly appreciated everyone we have spoken to with cruise Kings have been so kind and helpful nothing a problem we shall always book with them.

Mrs Pearson / March 2026

A good company

Well, I’ve booked all my cruises through cruise Kings Bay give a good service and good deals

Trusted Customer / March 2026

Great service and a great deal

This is the first time we've used Cruise Kings and we were very pleased with the professionalism and knowledge of the agent that we dealt with. We feel that we got a great deal and were more than happy with their service. We have already booked another cruise with them !????

Mrs Greenway / March 2026

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